Asset and financial investigations in Milan.

Before initiating a legal debt recovery action in civil or commercial court, determining the counterpart's actual solvency is an essential strategic step. Launching an enforcement proceeding without an analytical mapping of attachable assets exposes the company to the concrete risk of incurring high litigation costs and legal fees, without any guarantee of debt satisfaction. Standard chamber of commerce or cadastral extracts provide only a partial and often outdated picture of a subject's economic‑financial situation.

Arcadia Company conducts advanced asset and financial investigations, combining access to qualified information sources with field intelligence activities. Our goal is to identify hidden assets, active financial flows, and movable or immovable wealth that allow turning a stalled or seemingly uncollectible claim into an actual monetary recovery, optimizing resources and timelines of the enforcement procedure.

Targeted financial investigations for third‑party garnishment

The success of an enforcement action depends on the accuracy of the data available to the creditor. The financial investigations developed by Arcadia Company are specifically designed to support law firms in the third‑party garnishment phase, overcoming informational asymmetries that slow traditional procedures under art. 492-bis of the Code of Civil Procedure.

Thanks to the authorizations provided by the prefectural licence (ex art. 134 TULPS), our team can accurately map:

• Banking institutions, financial intermediaries and post offices with which the debtor maintains current account or securities deposit relationships, both nationally and internationally.
• Existing employee relationships or pension benefits paid by social security entities, aimed at garnishing a fifth of salary or pension.
• Certain, liquid and enforceable commercial credits held by the debtor against third parties (such as clients, contractors or active lease payments).

Asset due diligence against evasion and corporate shielding

Faced with significant debts, it is not uncommon for individuals or company directors to engage in evasive maneuvers aimed at stripping themselves of any formal ownership. Arcadia Company's investigative approach analyzes inter‑company relationships, suspicious asset transfers, and fiduciary or family ties used to conceal the real availability of luxury goods, vessels, or real‑estate holdings.

We verify the presence of trusts, asset foundations or fictitious registrations in favor of nominees, providing the creditor's lawyers with the essential evidentiary elements to pursue possible revocatory actions (art. 2901 c.c.) or to extend asset liability to the actual economic beneficiaries.

Effectiveness of solvency reports: Each investigation concludes with the issuance of an ISO‑9001 certified Forensic Solvency Report. This document summarizes the identified attachable assets and provides a cost‑benefit assessment of pursuing legal action, pinpointing with precision the asset targets with the highest liquidity.

Cross‑sector applications: family law and corporate structures

The expertise of Arcadia Company's economic‑financial division applies to multiple legal and corporate contexts, extending beyond the scope of mere corporate debt recovery:

Maintenance allowance and family disputes

In separation or divorce proceedings, we ascertain the actual standard of living of the former spouse. The investigation reveals undeclared income from hidden employment, unregistered shareholdings, or indirect property ownership, enabling the family law judge to accurately quantify the maintenance allowance.

Corporate risk and pre‑company due diligence

Before entering joint ventures, distribution agreements or deciding to join new corporate entities, we analyze the financial soundness of potential commercial partners. Preventive asset assessment mitigates the risk of insolvency and shields the company from fraud or infiltration by parties in pre‑bankruptcy financial distress.

Investigations for shareholder and director infidelity

In cases where diversion of corporate funds or breach of a non‑compete covenant is suspected, we trace capital movements to shell companies, offshore vehicles or foreign accounts, securing the evidentiary documentation for a corporate liability action.

Operational transparency and forensic compliance

All asset assessments performed by Arcadia Company are structured in strict compliance with the data‑protection code, adhering to the guidelines issued by the Garante per la protezione dei dati personali. The lawfulness of data processing is ensured by the purpose of the right of defence in court (art. 24 Constitution), making our reports fully admissible before any judicial authority.