Asset and Financial Investigations: Find Assets to Seize
Is the debtor claiming to have no assets? We dig deep to find current accounts, real estate, vehicles and hidden income. Don't waste money on legal action if you don't know what to target
Before taking legal action to recover debts, it is essential to establish the real solvency of the counterparty. Arcadia Company conducts asset investigations advanced to identify vulnerable assets that often go unnoticed in common business or property searches. Through targeted intelligence activities, we provide a clear picture of the debtor's assets, helping the company avoid unnecessary legal expenses against truly insolvent individuals.
Our financial investigations for seizure They are designed to support law firms in the enforcement phase. We precisely identify banking institutions, postal accounts, vehicles and real estate, even when shielded by nominees or trusts. Thanks to our prefectural licence, every report delivered has legal value and can be used to ensure a swift and effective third-party attachment, maximising the chances of successful recovery.
Arcadia Company conducts in-depth asset investigations that combine public data withinvestigative intelligenceOur goal is to provide you with a Solvency Report that tells you exactly:
- If it is worth proceeding legally.
- Where to strike (which bank, which employer, which property).
What can we trace?
Our investigations cover the entire wealth spectrum of the subject (individual or legal entity):
- Trace Bank Accounts: We identify the banks and post offices where the debtor has relationships, enabling a secure third-party seizure.
- Job and Pension: We check the current employer or pension institution for wage garnishment.
- Real Estate and Personal Property: In addition to the land registry search, we verify the actual availability of vehicles, boats or real estate, even if formally shielded.
- Payments to Third Parties: We investigate if your debtor has credits to collect (e.g., contracts, rent) that you can seize.
Case Studies
Asset and Financial Investigations for the Tracing of Seizable Assets
Sector: Debt Recovery and Asset Protection | Location: Province of Padua
1. The Problem (Debtor 'Insolvent' and Uncollectible Credit)
An entrepreneur approached our agency to start some asset and financial investigations following a serious default. A former supplier, after accumulating a significant debt, had closed the company, formally becoming 'bankrupt' to avoid creditors. Standard forced execution attempts had been unsuccessful. The client's goal was to rely on a specialised agency in debt recovery to uncover hidden liquidity or identify assets to be seizedto satisfy their debt and recover their financial loss.
2. Investigative Strategy (Financial OSINT and Asset Tracing)
We have initiated a comprehensive investigation, operating in full compliance with the regulations on investigations for the protection of a right in a judicial setting.
- Trace Bank Accounts: National cross-analysis to identify banking or postal accounts in the debtor's name, including prepaid cards with IBAN and safe deposit boxes.
- Real Estate and Personal Property Investigations: Searches at the Land Registry and the Motor Vehicle Registry to uncover properties, land, or vehicles registered in the name of the subject or hidden through nominee and fake trusts.
- Check Income Sources and Credits to Third Parties: Corporate and chamber investigations to verify the existence of new work activities (including undeclared), hidden interests or debts that the debtor should have collected from third parties.
3. Results and Evidence Collected
The work of our financial analysts has enabled us to dismantle the debtor's false state of poverty, revealing an accessible hidden estate:
- The bank trace has identified two current accounts opened with online credit institutions, through which undeclared sums of money regularly passed.
- The investigations have shown that the debtor continued to operate in the same sector through a new company falsely registered in the name of his partner, boasting substantial trade credits towards some clients.
- A high-value commercial vehicle (officially leased long-term, but effectively redeemed through a front) has been traced, which is exclusively available to the subject.
4. Legal Conclusion (Third-Party Seizure and Debt Recovery)
We have delivered to the client and his civil lawyer a Certified Investigation Dossiercontaining complete asset reports, updated company searches and an exact list of liquid assets.
- Outcome: Thanks to the evidence provided by our private investigation agencyThe lawyer was able to file a targeted motion in court, avoiding unnecessary and costly mobile asset seizures.
- Executive Action: The Judge immediately authorised the freezing of funds on the located current accounts and the attachment of third-party assets of the identified commercial credits. The client managed to recover over 85% of the claimed credit within a few weeks, transforming what appeared to be an uncollectible credit into real liquidity.
Investigation Types: Choose the Right Depth
From basic checks to full investigations, we offer tailored reports for credit entities.
Investigation "Trace Base
Ideal for small debts. Verify the anagraphic availability (where they really live), the official workplace or pension. It is the bare minimum to notify an act.
Full Asset Investigation
The standard service for debt recovery. Includes tracking movements, real estate (with encumbrances), vehicles and corporate shares. It gives you a complete map of the assets that can be seized.
Pre-Employment Screening (Businesses)
Before closing a major deal, we analyse the business partner: balance sheets, protests, conservatory charges and the reputation of the shareholders to avoid selling to those who won't pay.
Investigation for Maintenance Allowance
Specialised in family law. We reconstruct the real standard of living of the former spouse (undeclared work, luxury goods, travel) to request a review of the maintenance allowance in court.
Questions about asset investigations
Clarifications on bank privacy, costs and legal validity.
Can you see the current account balance?
No, by law the exact balance is covered by privacy. However, we identify the supporting bank, information that is necessary and sufficient to allow the lawyer to successfully notify the third-party seizure.
How much does a financial investigation cost?
The cost varies depending on the complexity (individual or company, Italy or abroad). However, we offer reports at affordable prices that can save you thousands of euros by avoiding legal action against individuals with no assets.
If it's useless, have I wasted my money?
No. The 'Negative Report' is a valuable document. It allows you to write off credit in the company balance sheet (tax savings) and avoids unnecessary legal expenses.
Are the investigations legal?
Yes. We operate with a prefectural license (Art. 134 TULPS). The information is collected in compliance with privacy regulations and can be used by your lawyer to protect your right to credit in court.
You might be interested in the following articles
Get a free investigative consultation
Don't stay in doubt. Speak with an experienced investigator and receive a personalised action plan immediately.
Office in Milan, Operating throughout Italy
Our private investigation agency is strategically located in Sesto San Giovanni, in the province of Milan. From here, we coordinate investigations throughout the national territory, ensuring a swift and direct response in the main provinces of Lombardy and Northern Italy.
